You can apply for a personal loan through our online application. Kindly provide us with the necessary documents and details; we will review it and update you accordingly.

The interest rate for a personal loan depends on your credit score, income and loan amount. Please contact our agents for further details.

The maximum limit for available loan amounts varies based on your eligibility, financial situation, and installments period. Reach out to our team for further details. 

Personal loans can be paid before the agreed-upon tenure. Kindly contact our customer service department for the terms and conditions.

You can apply for a personal loan by presenting the necessary identification documents, your credit score, monthly revenue and service period. Our agents will review your application and proceed. For more info, contact our customer service department or visit your nearest branch.

A minimum income of 3,000 SAR is required when applying for a personal loan.
As a citizen, a minimum income of 3,000 SAR is required when applying for a personal loan. Residents need a minimum income of 5,000 SAR when applying for an easy personal loan and 10,000 SAR when applying for an additional personal finance. 

We offer personal loans for all purposes such as education, homeownership, travel, utility invoices, investments. Visit our personal finance section for further details.

You may repay your personal loan before the agreed term or make partial payments. For more information, kindly contact our customer service team.

A collateral is required when applying for a personal loan. Its type and amount varies depending on the type of  loan you are requesting. 

Our personal finance products are available for both citizens and expatriates. Visit our personal finance section to learn about the terms and conditions for each. 

Missing a monthly payment for your personal loan can affect your credit and may involve penalties. Refer to our customer service department for further info. 

You may inquire about the personal loan amount before choosing a property to have a clear idea of your loan's requirements and conditions.

Kindly visit our home finance section for further details. 

Your SME can benefit from the Kafalah program by obtaining the financing you need in order to securely grow, develop and expand your business activities.

Kafalah provides various options for Small and Medium Enterprises (SMEs) with fixed-rate financing solutions for both long-term and short-term capital expenditure as it aims to improve less active areas and increase job opportunities. 

Kafalah provides support to a wide range of industries as the SME is evolving. Kindly refer to our corporate products section or customer service department to learn about the eligibility criteria of each industry. 

The government's guarantee is involved in Kafalah as it requires the shared liability of both the borrower and lender when compensation is requested.

You can apply for a corporate loan by presenting the necessary registration documents and financial statements that should meet our products' eligibility standards. Kindly refer to our customer service department for further assistance as the procedure may vary based on your request. 

Kafalah is a corporate product that can be used for working capital and capital investment purposes. Amlak International's purpose is to address SMEs various financial needs as it enables their operations' expansion and day-to-day expenses management. 

There is no maximum loan amount limit when applying for Kafalah financing. The granted amount is decided based on your credit eligibility and collateral valuation. 

You will need to present your business' registration documents, financial statements, and business plans. Please refer to our customer service department for a comprehensive list tailored to your application. 

Depending on your eligibility criteria, you may be able to apply for a fixed long-term and a short-term financing for your SME. Kindly refer to our customer service department for further assistance. 

There is a maximum cap of 5 years for fixed long-term Kafalah financing "Capex" and a maximum of 1 year for the fixed short-term financing product "Working Capital".

Kafalah contributes to the growth of less active areas by encouraging financial institutions to fund micro, small and medium enterprises in less active regions. This will promote economic development and job creation in these areas.

Startups can also benefit from Kafalah product as it was designed to help small and medium enterprises emerge, grow, and expand.

In case your SME faces financial difficulties during the repayment period, you may refer to our customer service department for them to assess your application and support you with solutions tailored to your request.

You may benefit from other funding sources when benefitting from Kafalah. 

As it contributes to the overall growth of the SME sector, Kafalah is available for both Saudi-owned businesses and expatriate-owned ones. 

In order to apply for Kafalah, you will need to submit the required documentation, meet our eligibility criteria, and undergo an evaluation process. Reach out to our customer service department for further guidance. 

We facilitate Tawarruq transactions for MSMEs by establishing Shariah-compliant arrangements and operations between multiple parties to purchase and sell commodities. This allows you to secure your financial resources as you take your business to the next level. 

Commodities are essential for Tawarruq transactions as they are bough and sold in a sequences for your business to access funds. Amlak International is the party responsible for managing this process. 

The profit generated in a Tawarruq transaction depends on the agreed terms between the involved parties in order to maintain a transparent and fair process respecting the Shariah standards. 

Tawarruq is a product that enables businesses from all sizes and types to grow, expand and evolve based on their diverse financing requirements. 

In order to apply for Tawarruq, you will need to submit the required documentation, meet our eligibility criteria, and undergo an evaluation process. Reach out to our customer service department for further guidance. 

Tawarruq is a flexible program that helps your enterprise reach its various financial plans. It can be tailored according to your short-term and long-term business needs. 

The real estate collateral supports Tawarruq as it offers an additional safety net when expanding your financial operations.