Terms and Conditions

This comprehensive “terms and conditions” section lays out the guidelines that govern our mutual business interactions with the users of Amlak International products and services. 

At Amlak International, we are committed to delivering excellence while upholding the principles of Islamic finance. 

1. Loan Approval and Disbursement
   Our financing solutions are meticulously designed to meet your monetary needs. To access our services, you must provide accurate and complete information when applying to one of our products. Our team proceeds to assess your eligibility, documentation, and creditworthiness prior to approving financing. Once internally approved, financing contract will be singed which details the financing and repayment conditions. 
2. Use of calculators and tools
   Our financial calculators and tools in our website provide you with general idea for your financial clarity. While these tools offer estimations and indicative outcomes, they do not replace professional financial advice and may not reflect your particular circumstances.
3. Service Availability
   While we aim for seamless access to our services, our application and website may face occasional downtime due to maintenance, technical issues, or unforeseen events. Our team will notify you of such instances whenever feasible. 
4. Intellectual Property
   All content found on our platform is exclusively owned by Amlak International and protected by intellectual property laws. Any utilization, distribution, modification, or reproduction of these materials requires our explicit consent.
5. User Responsibility
   Safeguarding the confidentiality of your account information, from your username to passwords is mandatory.
   If you suspect any unauthorized access or misuse, instantly notify us.
6. Communication 
   Our primary means of interaction takes place through the up-to-date contact details you provide. By using our services, you consent to receiving calls and electronic communications on our behalf as you acknowledge their compliance with legal requirements for written notifications.
7. Dispute Resolution
   Should any disagreement occur between different parties, we encourage open communication and resolution. 
8. Termination of Services
   We retain the right to temporarily suspend or permanently terminate access should users violate our terms of service or misuse our products.
9. Compliance with Laws
   At Amlak International, we operate within the bounds of the law to ensure a secure and ethical environment for our users. When you choose our services, you comply with all applicable laws, regulations, and guidelines and acknowledge that any illicit or unauthorized actions are prohibited.
10. Acceptance and Jurisdiction
    By benefiting from our services, you confirm your agreement to our terms and conditions. Operating by the laws of Saudi Arabia, we recommend regularly reviewing the agreement as updates may occur without prior notice. Should any dispute arise, it will be subject to the exclusive jurisdiction of Saudi Arabia.
11. These terms and conditions are not intended to create any contractual rights of any kind, nor to create any obligations on us in relation to any other party or on behalf of any party. Contracting with Amlak International shall be in accordance with its approved contract templates.   

Do not hesitate to contact our customer support team for further inquiries.