Corporate & SMEs Financing

Empower Your Business Journey

Unfold new horizons of growth and success. Propel your organization to financial excellence with our tailored corporate and SME solutions!


At Amlak International, we understand that corporate and small and medium enterprises are not just fundamental economic pillars, but also a key component of Saudi Vision 2030. Our Corporate financing solutions is designed to offer the financial support you need for success and stability, coupled with our competitive profit rate and flexible, easy repayment plans!

 

We offer these programs for the purpose of:


•    Financing the purchase of real estate or commercial land.
•    Financing the construction or to complete a real-estate projects
•    Revolving solutions for your working capital.
•    Financing against real estate assets as guarantee for corporate and High-Net-Worth Individuals.

 

 

Submit your application now!  

Financing Advantages

  • Fully Shariah-compliant financing.

  • Quick and easy application.

  • Possibility of early or partial settlement.

  • Dedicated Relationship Manager.

  • Flexible installments in-line with company's performance and future cash flows.

  • Multiple payment terms that can be quarterly, semi-annual or annually.

Frequently asked questions

How can I apply for a Corporate and SMEs financing with Amlak International?

You can apply by filling out the application on our website, and we will get in touch with you directly. 

You can also visit your nearest branch to learn more about our financing solutions or call us at 8001185000.

What are the requirements for MSMEs financing?

Submit the required legal documents, credit statements of the company, and any other necessary documents during the application evaluation. The relationship manager will communicate with the company, assess the financing request, and provide a financing offer detailing the financing amount, costs, fees, payment schedule, and required guarantees.

Is the corporate finance product compliant with Islamic Sharia?

Yes, all of our financial products are Sharia-compliant. 

Can Corporate financing be used for both short-term and long-term business needs?

Corporate financing is a flexible program that helps your enterprise reach its various financial plans. It can be tailored according to your short-term and long-term business needs.

How does the Real Estate collateral support Corporate financing?

The real estate collateral supports Tawarruq as it offers an additional safety net when expanding your financial operations.

What happens if my SME faces financial difficulties during the repayment period?

In case your SME faces financial difficulties during the repayment period, you may refer to our customer service department for them to assess your application and support you with solutions tailored to your request.

Are there any administrative fees applied?

Yes, an administrative fee is charged, which is determined based on the company's credit assessment.

Kafalah program aims at helping SME's in obtaining the necessary Islamic financing to develop and expand their activities, and at encouraging the financial institutions to deal with the SME sector, in addition to attracting a new group of owners of SME that have not previously dealt with financing entities.

 

Thus, the goal of the program is to be achieved in developing the SME sector in a view to activate its important role in the national economy through its contribution to providing new job opportunities, developing provinces that are least active economically.

 

 

Submit your application now!  

Financing Advantages

  • Serves a broad spectrum of industries.

  • No real estate collateral required.

  • Competitive interest rates.

  • Fully Shariah-compliant financing.

  • Suitable for Micro, Small, and Medium enterprises.

  • Government guarantee covering up to 90% exposure.

Frequently asked questions

How can I apply for Kafalah Program with Amlak International?

You can apply by filling out the application on our website, and we will get in touch with you directly. 

You can also visit your nearest branch to learn more about our financing solutions or call us at 8001185000.

How is the government guarantee issued in Kafalah Program?

Once the financing is approved, Amlak will apply to the program for the issuance of a guarantee for this financing, accompanied by written approval from the business owner accepting the program's guarantee.

What determines the finance amount for Kafalah financing?

The finance amount for Kafalah financing is determined by your credit statements and the value of the collateral you provide.

Can Kafalah financing be obtained by startups as well?

Startups can also benefit from Kafalah product as it was designed to help small and medium enterprises emerge, grow, and expand.

Can Kafalah financing be combined with other funding sources?

Yes, you may benefit from other funding sources while benefitting from Kafalah. 

Is Kafalah financing available for both Saudi-owned and expatriate-owned SMEs?

Yes, as it contributes to the overall growth of the SME sector, Kafalah is available for both Saudi-owned businesses and expatriate-owned ones.