* Last Modified: July 1 2025
Prices of Financing Products
At Amlak International, we believe in shining a light on your financial journey. We offer a diverse spectrum of financing options, each crafted to empower your financial goals.
Disclosure of Product Annual Percentage Rate
Our promise to keep your interests safe is not just a commitment but a legal obligation. This includes the disclosure of the Annual Percentage Rate (APR) for each of our products. We ensure no room for confusion by aligning our APR with regulatory standards, fostering financial transparency across our spectrum of solutions.
Personal Finance Example
Below is an illustrative table providing an example of a personal finance product. This example includes the finance amount, finance period, APR, and the monthly installment.
| Finance Amount (SAR) | APR* | Finance Period | Monthly Installment | Early Payment Charges |
|---|---|---|---|---|
 100,000 |
23.07% | 5 Years | 2,666.67 |
Up to: profit of future 3 installments |
| 100,000 |
24.60% | 3 Years | 3,777.78 |
Up to: profit of future 3 installments |
| 100,000 |
25.06% | 2 Years | 5,166.67 |
Up to: profit of future 3 installments |
Real Estate Finance
Below is an illustrative table providing an example of Real Estate finance products.
| Product Type | Property Market Value | Loan to value Ratio | Fixed or Variable interest/Profit Rate | Annual Percentage Rate (APR) | Maturity in Years | Repayment Type | Monthly Payment Amount | Early Payment Charge |
|---|---|---|---|---|---|---|---|---|
| Ready Property | 605,910 |
90% | Fixed | 11.85% | 15 | Principal and Profit | 6,210..85 |
Maximum profit equivalent to 3 future installments |
| Land | 605,910 |
90% | Fixed | 11.85% | 10 | Principal and Profit | 7,520.86 |
Maximum profit equivalent to 3 future installments |
| Supported Mortgage | 605,910 |
90% | Fixed | 11.85% | 5 | Principal and Profit | 11,856.41 |
Maximum profit equivalent to 3 future installments |
* The Annual Percentage Rate (APR) in the illustrative table above may vary based on the financing amount and tenure. It is also subject to the credit evaluation of each customer.
Corporate & SMEs
Below is an illustrative table providing an example of a Corporate and SMEs financing product.
| Product Name | Annual Percentage Rate (APR) | Administrative Fees | Administrative fees (Minimum/Maximum limits) |
|---|---|---|---|
| Corporate Tawarruq | 10% - 12% | 1% VAT | 10,000 |
| Kafalah Tawarruq | 16% - 18% | 1.5% VAT | - |
| Mortgage Tawarruq | 10% - 12% | 1% VAT | - |
* The table above is for illustrative purposes. The Annual Percentage Rate (APR) and administrative fees may vary depending on the financing amount, tenor, credit score, credit worthiness for each customer and applicable support initiatives.
* The presented APR in the illustrative table may vary based on the finance amount and finance period. It is also subject to the individual credit score of each customer.