Personal Finance

Your Financial Goals at Your Fingertips

Experience a quick, easy, and hassle-free personal finance application process tailored just for you. 

 

Our products are designed with a deep understanding of our customers' specific financial needs. Amlak's approach is to provide customers with easy-to-follow processes and customized solutions. 

 

Experience financial flexibility like never before, and confidently strive towards achieving your dreams and acquiring financial flexibility and freedom.

 

 

 

Submit your application now!

Financing Advantages

  • Fully Shariah-compliant financing 

  • Available across all sectors

  • Open to both Saudis and non-Saudis

  • Attractive profit rates

  • Financing of up to SAR 1,600,000

  • Flexible payment plans of up to 60 months

  • No salary transfer required 

  • Option for early or partial repayment 

Eligibility Criteria

Age

Age

Applicant must be at least 20 years old for Saudis and 23 for non-Saudis

Salary

Salary

Starting from SAR 3,000 for Saudis and SAR 10,000 for Expats.

Service Period

Service Period

A minimum of 1 month for Saudis and 6 months for Expats.

Personal Finance Calculator

Nationality

3,000 SAR 1,000,000 SAR
6 Months 60 Months

EXPLORE WITH CONFIDENCE!

 

Dive into your financial possibilities with our Personal Finance Calculator. It's your instant guide to understand your borrowing potential, assessing interest rate, and determining the most convenient financing period.

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Monthly Installment
SAR

SAR
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Maximum Financing Amount

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Annual Percentage Rate

Note: The above values are an example and the Annual Percentage Rate (APR) may vary according to the amount, maturity period and credit score of each customer.

* Subject to terms and conditions

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Frequently asked questions

How can I apply for a personal finance with Amlak International?

You can apply by filling out the application on our website, and we will get in touch with you directly.

You can also visit your nearest branch to learn more about our financing solutions or call us at 8001185000.

What factors are considered when determining the profit rate for a personal finance?

The profit rate for personal finance depends on your credit score, income, payment period, and finance amount. 

Is personal finance available for both Saudi nationals and expatriates?

Yes, all of our products are available to both Saudi nationals and expatriates.

What is the maximum finance amount available for personal finance?

The maximum available finance amount is SAR 1.6 million for Saudi nationals and SAR 500,000 for expats.

Can I repay my personal finance before the agreed-upon tenure?

Yes, personal finance can be partially paid or settled before the agreed-upon tenure. This can be done through multiple payment options. Some fees may apply.

For further details please call us at 8001185000.

Is there a minimum income requirement to be eligible for a personal finance?

Yes, for Saudi nationals, a minimum income of SAR 3,000 is required, and SAR 10,000 for Expat applicants. 

What is the maximum repayment period for personal finance?

The maximum repayment period for personal finance is 60 months.

Is there an age limit for applying for a personal finance?

The maximum age at the maturity of the finance should not exceed 60 years. This may vary based on segments and other factors.

What happens if I miss a monthly payment for my personal finance?

Missing a monthly payment for your personal finance can affect your credit history and may involve extra charges.