Profile Overview:

Mr. Adnan is a seasoned leader in the banking technology and financial sectors with over 20 years of experience. His educational background includes a Master's in Internet Application Development and a Bachelor's in Information Technology from prestigious UK universities.

Professional Experience:

As the CEO, Mr. Adnan leads Amlak's business planning and management efforts by managing a team of more than 250 professionals. His focus is on integrating innovative digital solutions to enhance operational efficiency and service delivery.

Previous Roles:

His previous roles in Riyad Bank, Thiqah, Emkan Finance, and Gulf International Bank have contributed to his broad expertise in technology and finance, equipping him with the skills necessary to navigate the evolving digital landscape in the financial industry.

Core Competencies:

Digital Transformation Leadership: Spearheading the digital shift in Amlak International, focusing on implementing technology-driven strategies to streamline operations and improve the customer experience.

Strategic Planning and Execution: Skilled in crafting and executing strategies that align with organizational goals, driving sustainable growth and market relevance.

Team Leadership and Development: Committed to nurturing talent and fostering a culture that encourages innovation and adaptability in a rapidly developing industry.

Leadership Philosophy:

Mr. Adnan's leadership is marked by a pragmatic approach to innovation and growth. He emphasizes the importance of staying abreast of technological advancements to ensure Amlak's competitiveness in the digital era.

Profile Overview:

Mr. Tawfiq Moafa brings over 23 years of extensive experience in the banking sector, demonstrating a rich blend of operational expertise and strategic insight. His journey in the banking industry is marked by significant achievements and a deep commitment to operational excellence.

Professional Experience:

Chief Operations & Shared Services Officer, Amlak International: In his current role, Mr. Tawfiq is responsible for enhancing operational efficiency and strategic planning. His leadership has been crucial in overseeing the successful implementation of core banking systems and the initiation of the Retail origination project at Amlak International.

Previous Roles:

His career commenced at Arab National Bank in a vital role as Head of Compliance and Quality. This role was pivotal in shaping his understanding of operational efficiency and strategic planning within the banking sector.

Core Competencies:

Operational Leadership: Proficient in driving operational excellence, Mr. Tawfiq excels in leading initiatives that streamline processes and enhance overall efficiency. Strategic Planning: Demonstrates a strong capability in strategic planning, particularly in aspects related to consumer credit risk and credit analysis. Innovative Problem Solving: Known for his innovative approach, he has been instrumental in implementing solutions that have positively impacted the operational framework of Amlak International.

Leadership Philosophy:

Mr. Tawfiq's leadership style combines a practical approach with a continuous drive for improvement and innovation. His focus on strategic operations and process optimization plays a vital role in Amlak's pursuit of excellence in the financial industry.

Profile Overview:

Mr. Murad specializes in the field of corporate management and reporting, with over 18 years of experience. His career is distinguished by his expertise in financial analysis and its strategies.

Professional Experience:

As CFO, Mr. Murad plays a crucial role in managing Amlak International’s financial strategy and operations. He is responsible for creating financial dashboards and effectively handling regulatory changes, ensuring the company's financial health and compliance.

Previous Roles:

His career spans various high-level management positions, where he developed his expertise in enhancing financial performance indicators, leading process improvements, and promoting a culture of compliance.

Core Competencies:

• Financial Analysis and Management: Skilled in analyzing complex financial information, Mr. Murad excels in making informed decisions that drive financial stability and growth.
• Strategic Financial Planning: Demonstrates a keen ability to develop and implement financial strategies that align with the company's long-term goals. 
• Regulatory Compliance: Proficient in managing and adapting to regulatory changes, ensuring that Amlak International remains compliant and efficient in its financial operations.

Leadership Philosophy:

A focus on continuous improvement and meticulous management characterizes Mr. Murad’s approach to financial leadership. He advocates for leveraging financial digital transformation to inform strategic decisions, underscoring his commitment to Amlak International’s financial success and integrity.

Profile Overview:

Mr. Hussain Al-Sharaf is a distinguished professional in the field of digital transformation, innovation, and business development. With 19 years of experience in banking technology, he has successfully led large-scale projects and digital initiatives across retail and corporate banking sectors in Saudi Arabia and the GCC. His career spans a range of prestigious organizations, including banks and financing companies, showcasing his versatility and impact in the industry.

He holds a bachelor’s degree in Computing for Business from Northumbria University, UK, which provides him with a strong academic foundation that complements his extensive practical experience in modernizing financial services and implementing scalable digital solutions.

Professional Experience:

As the Chief Digital Officer at Amlak International, Mr. Hussain is responsible for developing and executing the company’s digital strategy, driving digital transformation, and managing digital products. His role involves optimizing services into profitable revenue streams, translating innovative ideas into tangible outcomes, and contributing significantly to the organization’s success.

Previous Roles:

Mr. Hussain’s extensive experience in the banking and financial industry includes launching digital banking solutions, delivering innovative products for retail and corporate banking, and leading digital transformation projects across Saudi Arabia and the GCC. His expertise spans digital strategy, fintech innovation, and large-scale technology implementations.

Core Competencies:

• Digital Transformation: Proven track record of leading initiatives that transform business models, enhance operational efficiency, and create competitive advantages through technology.

• Leadership & Strategic Management: Demonstrates strong leadership skills with a focus on executing strategies that align with Amlak International’s long-term vision.

• Innovation & Digital Growth: Recognized for identifying new digital opportunities, driving business growth, and enhancing customer engagement.

Leadership Philosophy:

Mr. Hussain’s leadership approach is rooted in an innovative mindset, a strong execution track record, and a commitment to modernization. He empowers his team, leads strategic digital initiatives, and consistently stays ahead of industry trends, ensuring the successful execution of transformative projects and reinforcing his status as a valuable asset to Amlak International.

Profile Overview:

Mr. Turki is an accomplished professional in the financial services sector, bringing over 20 years of diverse experience and expertise in risk management. His career is marked by significant contributions to enhancing risk management practices and fostering a client-centric approach.

Professional Experience:

Chief Risk Officer, Amlak International: Mr. Turki, in his role as CRO, is pivotal in elevating risk management practices at Amlak International. His responsibilities include developing and implementing comprehensive risk management strategies that align with the company's objectives and regulatory requirements.

Previous Roles:

He began his professional journey at Arab National Bank, where he was inspired by the institution's dedication to service excellence. His career also includes roles in prominent institutions such as "Methaq" Insurance Company, where he further developed his expertise in risk management and client services.

Core Competencies:

Risk Management Expertise: Specializes in identifying, assessing, and mitigating risks, ensuring that Amlak International's operations are safeguarded against potential threats. Strategic Planning and Implementation: Proficient in formulating risk management strategies that support the company’s goals and ensure regulatory compliance. Client-Centric Approach: Known for his commitment to service excellence, ensuring that client needs and expectations are consistently met and exceeded.

Leadership Philosophy:

Mr. Turki's leadership is distinguished by his passion for improvement and innovation, particularly when it comes to risk analysis and a meticulous review of the credit record. He is dedicated to directing Amlak International toward attaining its objectives while keeping a strong emphasis on satisfying customers and delivering excellent service.

Profile Overview:

Lamya Mohammed Al-Ahmed is a business leader with extensive and diverse experience in the banking and finance sector. She has a proven track record in business development, sales, and managing key departments within major institutions.

Professional Experience:

Ms. Lamya currently leads the Retail Group at Amlak International. She stands out as a strategic leader in business development, effectively leading teams to achieve ambitious goals and ensure sustainable growth. She constantly strives to build strong strategic partnerships, contributing to market expansion and increased profitability for Amlak International.

Previous Roles:

Ms. Lamya has over 14 years of experience in the banking and finance sector, where she has held leadership positions at Samba Bank and the finance companies "Quara" and "Al Yusr." She has led operations in the retail and SME sectors, including sales, business development, product management, marketing, branch management, and digital transformation.

Core Competencies:

- Effective Leadership, Problem Solving, and Decision-Making: Leading teams to achieve goals efficiently, with a focus on developing individuals and motivating them to reach their best performance. She also excels in using strong analytical skills to solve complex problems and make informed decisions quickly and accurately.

- Business Development and Sustainability: Achieving targets and increasing profitability effectively through the implementation of innovative strategies that ensure continuous growth in all circumstances. Additionally, her advanced communication skills contribute to building strong relationships with teams, partners, and clients, which enhances collaboration and increases growth opportunities.

- Strategic Planning and Project Management: Developing innovative strategic plans and objectives to achieve desired results efficiently while maintaining flexibility in execution to adapt to market changes.

Leadership Philosophy:

Ms. Lamya believes that effective leadership is based on empowering and motivating teams to achieve optimal results. She strives to create an interactive work environment that fosters individual development and supports sustainable organizational growth, relying on strategic decisions driven by in-depth market analysis and data.

Profile Overview:

Mr. Raji has over 20 years of extensive experience in the financial services sector, particularly in SME financing.

Professional Experience:

General Manager, Corporate Group, Amlak International: In his current role, Mr. Raji is responsible for overseeing the Corporate Group at Amlak International. He has been instrumental in transforming the organization's focus from real estate financing to encompassing SMEs and non-real estate finance.

Previous Roles:

Mr. Raji's career journey began in a technical role at Saudi Arabian Airlines, where he discovered his passion for solving complex problems. He then transitioned to the banking and finance industry, where he held key positions in renowned institutions such as Alawwal Bank, SABB Bank, and Emirates NBD Bank.

Core Competencies:

• Strategic Leadership in Corporate Banking: Mr. Raji leads strategic initiatives in corporate banking and SME sectors, contributing significantly to Amlak International's growth.
• Innovation and Problem-Solving: He has successfully led the transformation by implementing innovative solutions to the sector's challenges and risks.
• Results-Driven Approach: He has been instrumental in guiding Amlak International towards accomplishing its strategic goals by focusing on achieving results and continuously improving.

Leadership Philosophy:

Mr. Raji firmly believes in promoting continuous innovation as the key to success. By focusing on achieving tangible results and maintaining and constantly developing competitive advantages in his management.

Profile Overview:

Mr. Saud Al Shathri is a seasoned leader with over 20 years of experience in human resources management. He is renowned for his strategic approach towards talent acquisition and qualification. Over the years, he has made significant contributions in developing effective human resources policies and practices at Amlak International.

Professional Experience:

Mr. Saud is in charge of organizing and managing the human resources and administrative functions of the company. He has been actively involved in designing and implementing policies and procedures for this department, improving performance management systems, and fostering a positive work environment. His efforts in personnel acquisition have been instrumental in attracting top talent to Amlak International.

Previous Roles:

Mr. Saud's extensive experience includes a series of strategic roles where he developed and honed his expertise in HR management and operational efficiency. 

Core Competencies:

• Strategic HR Management: He has extensive experience developing and implementing HR strategies that align with the company`s vision, values, and goals.
• Performance Management and Culture Building: Demonstrate exceptional ability in improving performance management systems and fostering a work environment that boosts employee engagement and satisfaction. 
• Talent Acquisition: Expertise in attracting and developing top talent, ensuring the company's human capital aligns with its strategic goals.

Leadership Philosophy:

Mr. Saud's leadership focuses on operational efficiency and strong organizational structure to support Amlak International's strategy and growth, with a humanistic and practical approach to human resources management.

Profile Overview:

Mr. Omar Suleiman Abanomia is an accomplished professional with over 15 years of experience in the Saudi financial sector, with a focus on regulatory compliance and anti-money laundering. His expertise encompasses policy formulation, legislative compliance, and financial sector governance, establishing him as a pivotal figure in ensuring exceptional standards of integrity and adherence to regulatory frameworks at Amlak International.

Professional Experience: 

Mr. Omar serves as the Chief of Compliance and Anti-Financial Crimes at Amlak International, where he is entrusted with the oversight of regulatory compliance and the safeguarding of the company's financial probity. His extensive experience in policy development and compliance administration has been vital in reinforcing Amlak International's compliance with statutory and regulatory directives.

Previous Roles:

Mr. Omar's career trajectory is adorned with a series of strategic leadership roles within esteemed banking institutions, including Al Rajhi Bank, Bank Muscat, and Arab National Bank. His tenure in these institutions was marked by his progressive responsibility and significant contributions, particularly noteworthy being his leadership in the Initial Public Offering (IPO) for Amlak International.

Core Competencies:

Regulatory Compliance and Financial Integrity: Renowned for his deep-seated knowledge in compliance, ensuring adherence to complex regulatory and legal frameworks.

Policy Development and Execution: Demonstrated ability in crafting and executing comprehensive policies for effective governance, anti-money laundering, and counter-terrorist financing.

Operational Risk Management and Quality Assurance: Adept at overseeing operational risks, quality control, and grievance procedures, which play a crucial role in the company's overall excellence and stakeholder satisfaction.

Leadership Philosophy:

Mr. Omar's leadership approach is rooted in a steadfast commitment to regulatory standards and the highest levels of integrity and transparency. His strategic foresight and meticulous analysis of compliance issues are the cornerstones of efficient risk management, fostering Amlak International's sustainable progress and ongoing evolution.

Profile Overview:

Mr. Sulaiman is a seasoned professional with substantial experience in the legal and finance sectors. His career is distinguished by his expertise in finance, real estate, and corporate laws, which he has utilized to enhance governance and legal operations at a high level.

Professional Experience:

As the Head of Amlak's Legal and Governance Group, Mr. Sulaiman ensures compliance with legal standards. His experience in various legal areas has been pivotal in strengthening the company's legal framework. Previous Roles: Mr. Sulaiman's professional journey has taken him through notable positions in the legal profession, where he has made substantial contributions, particularly in elevating governance and legal operations.

Core Competencies:

• Expertise in Legal and Governance Matters: Specializes in financial and real estate affairs and corporate laws, and contributes to raising awareness and providing consultancy and solutions related to the legal affairs of Amlak International.
• Strategic Legal Management: Skilled in aligning legal strategies with the overall goals of the organization, ensuring that legal considerations are integrated into business planning and decision-making processes.
• Regulatory Compliance and Governance: Proficient in navigating the complexities of legal and regulatory requirements, ensuring that the organization operates within the legal framework and upholds high governance standards.

Leadership Philosophy:

Mr. Sulaiman's approach to leadership in the legal and governance domains is marked by a commitment to continuous advancement and innovation. He believes in proactive legal management to strengthen Amlak International's position and maintain its adherence to legal and ethical standards.

Profile Overview:

Mr. Majed Al Motawa brings over 20 years of professional experience, distinguished by a strategic and innovative approach to internal auditing and financial operations. His expertise spans several prestigious institutions, where he has played a pivotal role in enhancing audit processes and contributing to organizational growth.

Professional Experience:

As the Chief Internal Audit Officer, Mr. Majed oversees the internal audit functions at Amlak International. He has been instrumental in implementing new audit strategies and re-engineering audit processes, significantly enhancing the efficiency and effectiveness of the company's audit system.

Previous Roles:

Mr. Majed began his career at the Capital Market Authority, where he worked closely with the Risk Management and Internal Audit departments. He then advanced through various high-level managerial positions at organizations such as Riyadh Airports, Saudi Telecom Company, and the Ministry of Human Resources and Social Development, refining his expertise in auditing and financial management.

Core Competencies:

Strategic Audit and Risk Management: Proficient in conducting comprehensive audits and risk assessments, ensuring compliance, and identifying opportunities for operational improvement. 

Innovative Process Improvement: Renowned for his ability to innovate and streamline audit processes, enhancing the organization's audit framework and operational efficiency.

Leadership in Financial Operations: Demonstrates exceptional leadership in managing complex financial operations and developing strategies aligned with organizational goals.

Leadership Philosophy:

Mr. Majed's leadership is defined by a strong focus and unwavering commitment to excellence in internal auditing and financial operations. He emphasizes the importance of continuous improvement and innovation in audit processes to achieve organizational objectives and uphold the highest standards of financial integrity.