Financing Prices & Annual Rates | Amlak International

* Last Modified: 1 November 2025

Prices of Financing Products

At Amlak International, we believe in shining a light on your financial journey. We offer a diverse spectrum of financing options, each crafted to empower your financial goals.

Disclosure of Product Annual Percentage Rate

Our promise to keep your interests safe is not just a commitment but a legal obligation. This includes the disclosure of the Annual Percentage Rate (APR) for each of our products. We ensure no room for confusion by aligning our APR with regulatory standards, fostering financial transparency across our spectrum of solutions.

Personal Finance Example

Below is an illustrative table providing an example of a personal finance product. This example includes the finance amount, finance period, APR, and the monthly installment.

Finance Amount (SAR)	APR*	Finance Period	Monthly Installment	Early Payment Charges
100,000	23.07%	5 Years	2,666.67	Up to: profit of future 3 installments
100,000	24.60%	3 Years	3,777.78	Up to: profit of future 3 installments
100,000	25.06%	2 Years	5,166.67	Up to: profit of future 3 installments

* The presented APR in the illustrative table may vary based on the finance amount and finance period. It is also subject to the individual credit score of each customer.

Real Estate Finance

Below is an illustrative table providing an example of Real Estate finance products.

Product Type	Property Market Value	Loan to value Ratio	Fixed or Variable interest/Profit Rate	Annual Percentage Rate (APR)	Maturity in Years	Repayment Type	Monthly Payment Amount	Early Payment Charge
Ready Property	605,910	90%	Fixed	11.85%	15	Principal and Profit	6,210..85	Maximum profit equivalent to 3 future installments
Land	605,910	90%	Fixed	11.85%	10	Principal and Profit	7,520.86	Maximum profit equivalent to 3 future installments
Supported Mortgage	605,910	90%	Fixed	11.85%	5	Principal and Profit	11,856.41	Maximum profit equivalent to 3 future installments

* The Annual Percentage Rate (APR) in the illustrative table above may vary based on the financing amount and tenure. It is also subject to the credit evaluation of each customer.

Corporate & SMEs

Below is an illustrative table providing an example of a Corporate and SMEs financing product.

Product NameAnnual Percentage Rate (APR)Administrative FeesAdministrative fees (Minimum/Maximum limits)Corporate Tawarruq10% - 12%1% VAT

10,000 Kafalah Tawarruq16% - 18%1.5% VAT-Mortgage Tawarruq10% - 12%1% VAT-

* The table above is for illustrative purposes. The Annual Percentage Rate (APR) and administrative fees may vary depending on the financing amount, tenor, credit score, credit worthiness for each customer and applicable support initiatives.

Personal Finance Calculator