Personal Finance

Your Financial Goals at Your Fingertips

Experience a quick, easy, and hassle-free personal finance application process tailored just for you. 

 

Our products are designed with a deep understanding of our customers' specific financial needs. Amlak's approach is to provide customers with easy-to-follow processes and customized solutions. 

 

 

 

Submit your application now!

Financing Advantages

  • Fully Shariah-compliant financing 

  • Fully digital application process through Amlak App 

  • No salary transfer required 

  • Attractive profit rates

  • Open to both Saudis and non-Saudis

  • Financing of up to SAR 1,600,000

  • Flexible payment plans of up to 60 months

  • Option for early or partial repayment 

Eligibility Criteria

Age

Age

Applicant must be at least 20 years old for Saudis and 23 for non-Saudis

Salary

Salary

Starting from SAR 4,500 for Saudis and SAR 7,000 for Expats.

Service Period

Service Period

A minimum of 3 months for both Saudis and Expats.

Personal Finance Calculator

Nationality

3,000 1,000,000
6 Months 60 Months

EXPLORE WITH CONFIDENCE!

 

Dive into your financial possibilities with our Personal Finance Calculator. It's your instant guide to understand your borrowing potential, assessing interest rate, and determining the most convenient financing period.

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Monthly Installment

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Maximum Financing Amount

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Annual Percentage Rate

Note: The above values are an example and the Annual Percentage Rate (APR) may vary according to the amount, maturity period and credit score of each customer.

* Subject to terms and conditions

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Frequently asked questions

How can I apply for a personal finance with Amlak International?

You can apply by filling out the application on our website, and we will get in touch with you directly.

You can also visit your nearest branch to learn more about our financing solutions or call us at 8001185000.

What factors are considered when determining the profit rate for a personal finance?

The profit rate for personal finance depends on your credit score, income, payment period, and finance amount. 

How can I benefit from personal financing?

There are many benefits and advantages to obtaining personal financing from Amlak International. For example, you can: 

 

Is personal finance available for both Saudi nationals and expatriates?

Yes, all of our products are available to both Saudi nationals and expatriates.

What is the maximum finance amount available for personal finance?

The maximum available finance amount is SAR 1.6 million for Saudi nationals and SAR 500,000 for expats.

Can I repay my personal finance before the agreed-upon tenure?

Yes, personal finance can be partially paid or settled before the agreed-upon tenure. This can be done through multiple payment options. Some fees may apply.

For further details please call us at 8001185000.

Is there a minimum income requirement to be eligible for a personal finance?

Yes, for Saudi nationals, a minimum income of SAR 3,000 is required, and SAR 10,000 for Expat applicants. 

What is the maximum repayment period for personal finance?

The maximum repayment period for personal finance is 60 months.

Is there an age limit for applying for a personal finance?

The maximum age at the maturity of the finance should not exceed 60 years. This may vary based on segments and other factors.

What happens if I miss a monthly payment for my personal finance?

Missing a monthly payment for your personal finance can affect your credit history and may involve extra charges. 

Is Amlak's products compliant with Islamic Sharia?

Yes, all Amlak International products and services are 100% compliant with Islamic Sharia. They are supervised by Sharia experts to ensure adherence to Islamic principles. For more information, contact us at 8001185000.

What is the commodity used for the Personal Finance product?

Palladium (Metal).

Do I need to visit Amlak International branch to apply for the Personal Finance product?

No, you can apply for and obtain your Personal Finance digitally through Amlak app.

How can I calculate my Personal Finance amount?

You can use the Personal Finance Calculator available on Amlak’s website, the Amlak app, or by contacting our team at 8001185000.